Life Insurance for Seniors – Presents 5 Reasons for Carrying Coverage

(PRWEB) October 14, 2014 has released a new blog post presenting 5 reasons for carrying life insurance for senior citizens.

Having life insurance during retirement is important for providing financial security for vulnerable family members. A policy can help clients cover funeral expenses and provide financial relief for their loved ones.

A funeral ceremony can cost over $ 9,000. These high costs are difficult to cover by most families. If the deceased carried coverage, the insurance money can be used to pay for the burial expenses.

Senior citizens can now find affordable life insurance by comparing online quotes. Insurance brokerage websites can help clients find the right policy for them and their loved ones. is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc. is owned by Internet Marketing Company.

For more information, please visit

More Life Insurance Quotes Press Releases

NY High Risk Auto Insurance Quotes Now Obtained Through National Insurer Database

New York, NY (PRWEB) October 13, 2014

Motorists in the state of New York will now be able to search and compare rates from insurers specializing in risk level policies on the Internet. The Quotes Pros company is showcasing NY high risk auto insurers through its quotation tool at

The companies that are currently available to review using the quotation system this year are NY based and others are located in different states. The risk level plans that are offered to quote using the database includes SR22 and related plans for motorists who need risk level protection.

“The quotation system that we’ve built for American consumers to access now includes a larger variety of insurers able to provide direct rates in NY and in other states,” said a Quotes Pros rep.

The level of pricing that consumers will have access to while accessing the finder system depends on city information. Instead of asking drivers to submit mailing addresses, a zip code is the only requirement to successfully sort the companies that will be quoting plans through this year.

“The insurer tool that we’ve released to the public groups companies by city to decrease time spent while conducting research for annual or monthly pricing,” said the rep.

The Quotes Pros website will continue to remain open throughout this year to showcase price offerings from national insurers. NY consumers who are not ready to quote automobile coverage can still find variances in pricing for life, health or homeowner coverage at


The company provides use of its national database of insurers to the public in order to help determine discounts or other price changes for different policy types. The company has made plans to integrate other insurers for research early next year. The company started its web portal last year and will continue its operations into the coming year to provide connection resources to consumers.

Life Insurance No Medical Exam Required – Clients Can Find Online Plans

(PRWEB) October 06, 2014 has released a new blog post presenting 5 common mistakes when buying life insurance.

No medical exam life insurance plans can now be purchased online, without having to take a medical examination. Finding the right policy is now simple as clients can compare free online quotes.

No medical exam life insurance has a simplified application process which makes it easier to qualify for coverage. Clients who have health issues can also be eligible for coverage at affordable rates.

Purchasing life insurance without medical examinations is efficient, fast and if clients compare quotes, the prices will be affordable. is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc. is owned by Internet Marketing Company.

For more information, please visit .

Term Life Insurance Without Medical Examinations – Clients Can Buy Online Life Insurance!

(PRWEB) October 09, 2014 has released a new blog post explaining how to find term life insurance plans that do not require medical examinations.

Some term life insurance plans do not require medical examinations. Clients can qualify simply by completing a medical questionnaire. Instant life insurance can be an advantageous way of finding good coverage.

Term life insurance will provide coverage for a limited period of time. Having temporary insurance will help families achieve financial security during a critical period.

Clients can find affordable life insurance plans by comparing online quotes. This can be done by visiting an insurance brokerage website and by completing a single quote form. is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc. is owned by Internet Marketing Company.

For more information, please visit . Highlights the Perils of Distracted Driving With New Infographic

Toronto, ON (PRWEB) October 08, 2014

Distracted driving is now responsible for more deaths on Ontario roads than both impaired driving and speeding. The Ontario Provincial Police reported that in 2013, distracted driving contributed to the deaths of 78 people, compared to 57 for impaired driving and 44 for accidents related to speeding.

“The threat to life is alarming and educating the public is a viable solution to reduce the risk and keep drivers safe,” said Daniel Shain, Director of Product, Credit & Insurance at VerticalScope Inc., owner of, a leading online rate comparison site. “We encourage readers to review the content of our thought-provoking infographic especially the common sense suggestions listed to avoid distracted driving and to promote overall safety on our roads.”

Currently, behaviours such as texting and driving, of which about 35 percent of Canadian drivers admit to partaking in, carries a fine of between $ 60 to $ 500, with no demerit points in Ontario, Alberta or Nova Scotia. However, a proposed bill from Ontario Transportation Minister Steven Del Duca aims to increase fines to between $ 300 and $ 1,000 and tack on three demerit points. Since traffic convictions remain on your driving record for three years, there is ample opportunity for insurance companies to raise premiums for major infractions during that time.

The Liberal government in Nova Scotia has already decided to increase fines and add four demerit points for people convicted of using cellphones while driving starting on February 1, 2015. From the current $ 176 for a first offence to $ 350 for a third or subsequent offence, fines will increase to about $ 234 for a first offence to $ 579 for a third or subsequent offence.

Nearly 250,000 charges were laid against distracted drivers in Ontario from 2011-2014. The stronger measures and harsher penalties to curb the escalating distracted driving trend are quickly gaining support across Canada.

To learn more, please visit to download the infographic ( or view an interactive version (

About is owned and operated by online media leader VerticalScope Inc., the owner and operator of more than 1,100 online communities and websites. provides a free rate comparison platform, financial tools and information portal tailor-made to save consumers time and money in finding the best rates available for car insurance, mortgages and credit cards in Canada. For more information please visit

About VerticalScope

Established in 1999, VerticalScope Inc. owns and operates more than 1,100 consumer shopping portals and enthusiast forum Web sites serving the automotive, powersports, outdoor, sports, technology, and pet vertical markets with top brands such as, and VerticalScopes online properties reach an average of 70 million highly qualified buyers and purchase decision makers each month. To learn more please visit


Daniel Shain, 416-341-8950 ext. 412


Find More Life Insurance Press Releases

Buy Car Insurance for Teens: New Rates Database Finds Top Teen Driver Rates Online

San Diego, CA (PRWEB) October 05, 2014

Teens in the U.S. are often one group classified by insurance companies as risk level drivers, according to a national study. The Quotes Pros company is now helping parents to buy car insurance for teens at discount rates using its national tool at

The organized database that now exists for public usage is setup to link insurers specializing in teenage driver policies with parents seeking affordable rates. The database is programmed to seek out companies using a standard zip code as a matching method in order to preserve privacy for teen motorists.

“Parents who use our system that year for locating rates drops for teenager based insurer policies can search and format companies by a zip code although additional information could be required to review rates,” said a Quotes Pros rep.

The database of companies that is now part of the portal are all U.S. based and available in most cities. The formatted tool also provides rates to regular drivers who are over the age of 18 and are seeking full coverage, collision or risk based agency plans. The same zip format is used to preview these policy types.

“The public portal we’ve launched for consumers to use is one tool that is offered as a simpler method of evaluating annual insurer costs for select plans,” said the rep.

The Quotes Pros company will maintain its lookup system for the remainder of this year with teen and adult rates from insurers. Consumers who are reviewing life, motorcycle, renter or homeowner plans can still access this information when conducting research at


The company uses its informational tools on its homepage to allow the public to evaluate insurer information. The zip finder that is now offered for use connects the public with companies providing coverage in most areas of the country. The company updates its content frequently to provide a trusted supply of rates that the public an identify during an average search of the company database.

More Life Insurance Company Press Releases

Mark Dalton Insurance Agency Celebrates Thirty-Five Years Serving Sugar Land, Texas

Sugar Land, TX (PRWEB) October 02, 2014

When Mark Dalton first opened his office in Fort Bend County, the Sugar Land city limit sign reflected a population of approximately 8,300 residents. Marks father, who was in the insurance industry for 40 years, was his inspiration, encouraging him to enter the insurance business at the age of 26. We have enjoyed steady and consistent growth each year following the growth trend of Fort Bend County we now service several thousand policy holders in Fort Bend County and the surrounding area, said Mark.

Mark Dalton Insurance provides business liability, property, workers compensation and business auto coverage for all types of businesses. In addition, they can provide coverage for personal auto, home, recreational vehicles and many other personal insurance needs. They represent national carriers such as The Hartford, Safeco Insurance and Kemper Personal and Commercial, to name a few.

Our agency provides the security and assurance to Fort Bend County residents that their businesses and families are protected in the event of a loss and the confidence that their loss is protected by high quality national and regional insurance carriers, said Dalton. Plus, the fact that we are an independent agency representing several carriers allows us to ‘shop the market’ for our customers and provide them with the best coverage and price for their situation. Our staff represents over 125 combined years of insurance experience.

Mark Dalton is active in his local church having served for 21 years as the Layman Music Director and on the church board of trustees. In addition, Mark has been active for many years in youth baseball and softball activities. Mark Dalton has been married to his wife Laura for 33 years and has one son playing baseball in the Los Angeles Angels organization and one daughter attending college. Mark is a 1976 graduate of Texas A&I University.

Mark Dalton Insurance is located at 101 Southwestern Blvd, Suite 106, Sugar Land, Texas 77478. For more information or for a free insurance quote, please call 281-242-2333.

About Mark Dalton Insurance Agency

Mark Dalton Insurance is an independent insurance agency serving the Sugar Land, Texas community and surrounding areas. They are proud to be a member of the Independent Insurance Agents and Brokers of America, Independent Insurance Agents of Texas, and Independent Insurance Agents of Houston.

About NALA

The NALA is a full-service marketing agency providing custom personalized service for small and medium businesses throughout the United States. The NALA consults with each individual business and develops a strategy based on the business unique advertising and marketing needs. Clients’ campaigns focus on providing good web content which include services such as news releases, online advertising, social media, blogs, website development, and charity co-branding, among others.

PR Contact: Tiffani Tendell


805.650.6121, ext. 361

Premier Social Security Consulting Hosts Appreciation Event, Raises Funds for Crayons to Computers

CINCINNATI, Ohio (PRWEB) October 01, 2014

More than 100 friends and professional advisors attended a Premier/NSSA appreciation event in Cincinnati to express support for Premier Social Security Consulting and the Social Security education program it teaches to professional advisors.

Premier partners Marc Kiner and Jim Blairs passion for nationwide Social Security education has them warbling a song of sweet success.

Kiner, a 30-year certified public accountant who sold his CPA firm to become an entrepreneur, and Blair, a 35-year veteran of the Social Security Administration, joined forces four years ago to help baby boomers understand and maximize their Social Security benefits.

Kiner and Blair hosted a Sept. 9 Premier/NSSA appreciation event to celebrate their firms growth and raise funds in an ice bucket challenge for Crayons to Computers, a Cincinnati charity dedicated to providing school supplies to underserved children in 16 counties in Ohio, northern Kentucky and Indiana.

We believe that every child should have the school supplies needed to be successful in school, said Susan Frankel, president and CEO of Crayons to Computers. Its the generosity and support of partners like Premier that enable us to ensure that underserved kids and schools have access to the supplies they need.

The Social Security consulting and education firm provided entertainment by two local dueling barbershop quartets, Smooth Transition and Encore, which sang songs including: Live Till I Die; Youre Nobody Till Somebody Loves You; and What a Wonderful World. Charter One Bank helped sponsor the event.

We just wanted to say thank you to our supporters, said Kiner, master of ceremonies. We founded Premier in 2010, and spent four years on the road in Kentucky and Ohio. Our first year, we did five consultations a month. Now we do about 30 a month.

Blair said Premier initially counseled individual retirees and those considering retirement on how to understand and navigate the Social Security system, but wanted to reach more people faster. Two years ago, they began reaching out to professional advisorsinsurance agents, CPAs, financial advisor, and enrolled agentsand began teaching and certifying them through the National Social Security Associations NSSA Advisor program. Those NSSA Advisors can in turn educate their own clients on Social Security issues to help them maximize Social Security benefits.

Social Security is becoming such an important part of peoples lifetime income because we are living longer and may face a retirement of 20 or 30 years, said Blair. NSSA advisors are better equipped to help their clients make wise decisions about Social Security.

Baby boomers turn 65 years old at the rate of 10,000 a day, so there is big demand nationwide to learn about Social Security, said Kiner. About 72 million Americans are classified as baby boomers.

Kiner and Blair named Tom Hager of Schlabig CPA firm in Akron, Ohio as the first NSSA Advisor of the Year. Hager was lauded for promoting Social Security education and his involvement in the Social Security consulting industry. He is active in the NSSA online community and has educated professional advisors in 18 Social Security seminars.

Obtaining Social Security education and certification through NSSA has given me not only the knowledge, but the confidence to counsel clients proactively in regard to the best time and strategy to claim Social Security benefits, said Hager. NSSA is a valuable partner in our CPA firm and is a great value add for our clients.

A married couple can leave as much as $ 150,000 on the table in Social Security benefits by not accessing the program correctly based on their ages, health and life expectancy, said Kiner.

Long term health care costs for the elderly can also deplete an estate quickly and leave nothing for heirs or grandchildren, said John Murray, long term care insurance specialist at LTCUSA in Hamilton. Educating yourself on Social Security with the NSSA program can help make sure you take full advantage of benefits that you have spent a lifetime working for. Working with Marc and Jim has broadened my knowledge base about bringing the possibility of different Social Security benefits to my clients attention.

NSSA revenue is up 205 percent year over year for 2014, and the number of advisors attending educational classes has reached 900. Kiner said he would like to train about 1,500 advisors this year.

Kiner said he and Blair plan to visit CPA societies in all 50 states before the end of 2015 to promote the NSSA Social Security education program.

Our goal is to hold a two- or three-hour hour seminar at each stop, said Kiner.

A schedule of NSSA Social Security education classes through Thanksgiving includes: Oct. 8, West Islip, New York; Oct. 10 and 25, webinar; Nov. 5, Louisville, Ky.; Nov. 10, San Jose/Silicon Valley; Nov. 19, Miami; and Nov. 20, Orlando.

For more information about the National Social Security Advisor certification program, go to or or call (513) 247-0526.


10 Tips for Beginning Bloggers Released by

Chicago, IL (PRWEB) September 29, 2014

After working with 10,000 registered bloggers ranging in age from 14 to 95, startup website,, an online community that allows people to share their life stories, has become the largest, multi-generational blogging community in the world. Through its five years of interaction with thousands of bloggers and editors, the site has complied 10 tips for beginning bloggers.

As part of its on-going digital literacy and educational resources, the following recommendations can help writers improve the quality of their blog to gain traffic and readers.

1. Audience: “Write about something interesting, not just to your audience, but to yourself,” says Stage of Life Editor, Pattie Crider.” Give some thought prior to, during, and after writing, concerning the likelihood that someone will want to read the post. This doesnt limit the topic necessarily, but word choice is important. Painting a picture in a readers mind with words is what makes writing strong and memorable.

2. Photos: Post a picture and write about what it portrays. This may be a personal picture or one pulled from the Internet. People are visual so draw them in with a photo and hook them with additional written insight.

3. Quotes: Quote someone, and then write thoughts on this persons words. Explain, expand, agree, disagree and tell how this sparked a memory, opinion or emotion.

4. Short and Sweet: Dont write blog posts that are too lengthy. Posts are generally a minimum of 250 words and maximum of 1000 words. Readers spend an average of 1.5 minutes reading a blog post. If the blog post doesnt hold their attention, they are likely to move on without finishing.

5. Interviews: Interview someone (famous or not) and write about what they shared. Ask questions that require more than a yes or no answer. Always get more information than needed to insure a sufficient amount of raw material to work with. If possible, record the interview (with subjects permission) so a reference is available for clarification and accuracy.

6. Be Grammatically Correct: Use proper English when writing a blog. In general, slang does not read well in posts. Slang, profanity and clich

Where’s the Podcast?

Hi –

If you came to this page looking for the Short Cummings Audio presents Happily Domesticated podcast, I’m afraid you’ve arrived too late. After four-and-a-half years of production and distribution, I made the decision to shut down the show.

(To be honest, since April of 2010 it’s been re-runs, so it wasn’t too big a jump from that to a total shut down.)

For those of you confused by the first two paragraphs…a little explanation. This blog is the companion to an audio program called Happily Domesticated. That sounds really cool, but it was mostly just me reading the essays into a computer. So if you didn’t stumble across that while it was running…you didn’t miss any of the content…just my voice.

If you want to get in touch with me, post a comment below. I get notified of all of them and I’d love to hear from you.

For those of you — too many to name, but you know who you are — who contributed to the podcast experience; thank you. You made it a wonderful ride!

To those of you who still want access to the material, the essays are all here on the site for your reading pleasure. If there’s something you remember, but can’t find … let me know. I’ll be happy to point you in the right direction.

I’m busy with other writing projects right now and when the time is right, I’ll post information here.

With fond regards,

19 Responses to Where’s the Podcast?

  1. Cooper Coleman

    Kind of feel like I lost a friend…

  2. David Harrison

    Hi Kevin,
    Thanks for riding with my family and I to church each week over the last 4 years. We really appreciated you clean humor. We will miss it. I still have archives of a lot of your shows and we will no doubt listen to them again. It was refreshing to be able to depend on you for humor without the offensive language that a lot of the other comedy show contain.

    Bless you in your future endeavors. – The Harrison Family

  3. Thanks for the last 4 years. My blog, BDGJM, would not exist without your inspiration and mentorship. I will miss your podcasts but I know your projects will be met with success.


  4. Thanks Shane. I’m glad I could be part of your journey as a writer…and I really enjoy your blog!

  5. I’m sorry to hear this. I enjoyed listening to your stories even when they were the reruns. Any plans for any new audio projects or to someday put the audio back up? Either as an archive or even a purchasable dvd?

    • Glad you enjoyed listening. At the moment, I don’t have a place to host an archive, but I’ll give some thought to compiling them into a single disc. The files come to a little over 1 GB, so it would be easy to get ‘em all on a DVD.

  6. I’m sorry to hear this, but glad we got 200 excellent episodes and a year of reruns of some of the favorites. Can’t wait to see what’s next for the KLC media empire.

  7. Hey Kevin, sorry to see it go. Have you heard of a site called ? Maybe there’s an opportunity for them to read your stories instead. Just a thought. Be well.

  8. Hey Kevin! Sorry to see you go. You’re a big part of my podcasting experience, too. Gonna miss you.

  9. Sergey Stopkevych

    Hello Kevin. I came across your podcast series just in the end of the last year. I was so astonished by your clean, sparkling and intelligent humor, that spent two days downloading your essays, and then, for the last several months I’ve enjoyed my driving to work more than ever, shocking people around by insane happiness on my facial expression, especially in the morning. I am Ukrainian and my mother tongue is Russian. I like Russian literature very much and love powerful Russian language. It’s ways different from English, not just by words, you know. Listening to your podcast, I want to thank you for amazing language you made me feel, and, what is much more for the humor which proves that there are like-minded people all over the world despite the language they speak or country they live. I recommended your essays to all my friends who know or learn English and they were astonished as well. That’s really a pity you stopped podcasting, and the only excuse might be that the novel you are co-authoring will be an outstanding one. Good luck!

    • Thank you Sergey. Your kind words are a gift to me.

      My writing partner and I are revising the novel. (Although, my partner is a much better writer than I am.) And we will annouce it in this space when it is available.

  10. i hope you find a solution to archive the podcast somewhere (and get some money for your good work). My French students liked them.

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