Is whole life insurance too good for a life settlement?

Is whole life insurance too good for a life settlement?
Term insurance suffers the same weakness as universal life, but with the additional problems that the policy may expire or the premiums drastically increase after the initial guarantee period. Term life that is convertible to universal life solves …
Read more on LifeHealthPro

Is Life Insurance A Smart Investment?
Permanent life insurance, the other major category of life insurance, allows policyholders to accumulate cash value, while term does not, but there are expensive management fees and agent commissions associated with permanent policies, and many …
Read more on Investopedia

True Blue Life Insurance
While underwriting times for these policies average about three weeks, some companies do offer coverage in just 24 to 48 hours and you can even find instant issue term life insurance. Cautionary note: With new “no medical exam” processes leading to …
Read more on Your Houston News

Howl-iday Hazards: The Vets Guide to Avoiding a Christmas Cat-astrophe

Newtown Square, PA (PRWEB) December 17, 2014

Santa Paws is coming to town but amid the barks and purrs of festive glee, North America’s best loved pet insurance provider reminds pet parents of howl-iday hazards that can lead to a Blue Christmas. Petplan unwrapped the seasonal stats and found that pets suffered from poisoning 112% more frequently from December 24-26 in 2013 than at any other time of the year.

Furry friends may have visions of treats dancing in their heads, but common festive nibbles are ho-ho no-nos! Last year, suspicious snouts sniffed out everything from grapes, onions and chocolate to sugar-free gum and raw bread dough all of which are highly toxic.

Another reason furry friends visited the vet? Socks! The fanciless footwear was the most common item eaten by pets last Christmas according to Petplan claims data. Are pets taking a cue from all the stockings hung with care? Not so says Dr. Jules Benson, Petplan’s Chief Veterinary Medical Officer. “Lots of families get together over the holiday break whether its nights spent by the fire or days spent snoozing on the sofa,” he says. “Every extra person visiting over Christmas could mean two more socks for curious pets.”

Other Christmas culprits that plagued pets included ornaments, plastic wrap, bone fragments and even a tape dispenser. These unwelcome eats can spoil more than the pets supper, costing their parents an average of $ 1,678 to treat (a 43% increase over non-holiday treatment costs) with one claim topping $ 3,000 for a tinsel-eating Terrier.

To keep this season merry and bright for four-legged friends, Petplans Dr. Jules Benson shares this naughty list of items to keep out of paws reach.


Deck the halls (with caution!): Tinsel, Christmas baubles, candles and other delightful decorations lend a festive glow but can cause terrible trouble if pets decide to snack on them. Keep decorations out of paws reach and ensure furry friends are supervised.
Mischief underneath the mistletoe: The leaves and berries of mistletoe and holly all contain toxins that can be lethal for pets. Ensure four-legged family members don’t sneak a thorny snack by hanging mistletoe and holly on high.
Un-cheery chocolate: Chocolate and Christmas go together like Dasher and Dancer, but it could lead to a sleigh-ride to the vet for furry friends. While all chocolate is toxic to pets, cocoa powder and baking chocolate are the most dangerous, followed by dark chocolate. Containing higher concentrations of toxins like theobromine and caffeine, chocolate can cause diarrhea, vomiting, increased heart rate and blood pressure and can be fatal depending on the amount ingested. (Always get a veterinary opinion if your pet eats chocolate!)

On the other paw, poinsettias get a bad (w)rap, but the truth is theyre much less toxic than pet parents may think. Petplan conducted an online survey of more than 5,700 pet parents and found that only 11% correctly answered that poinsettias are not poisonous to pets. Poinsettia-sampling pets usually end up with mild cases of vomiting or diarrhea although not pleasant, its unlikely to ruin festive fun for long.

Pet-proofing this holiday season doesn’t stop at home its important to take extra care outdoors, too:

Ethylene glycol (the main ingredient in antifreeze) has long been a toxic temptation for pets due to its sweet taste but just a small amount can cause fatal kidney failure with an average reimbursement of $ 929 to treat. Be sure to wipe up spills thoroughly and keep pets away from the garage.
Slippery conditions and a chill in the air mean cruciate ligament tears are highest in the fourth quarter of the year, with a chilling 30% more accidents in December than at any other time of the year. With the average reimbursement for a cruciate ligament tear being $ 2,435, its enough to send a shiver up your spine.
Close encounters with icy pavement conditions can also lead to cut paw pads with an average reimbursement of $ 187!

So what’s the parent of a playful pup to do outdoors? “Dog booties can help protect their paws just keep your dogs dignity in mind when shopping!” says Dr. Benson. And if your fashion-conscious furry friends won’t tolerate footwear, using a pad-protectant can help shield them from the elements and ensure they have a happy howl-iday season!

For more information about keeping four-legged friends healthy through the holiday season and beyond, visit http://www.gopetplan.com.

###

ABOUT PETPLAN

Petplan is more than a pet insurance company. We’re dedicated to providing pet parents with the support, resources and tools they need to keep their pets not just survivingbut thrivinginto their old age. Simply put, we aim to be the kind of company that will make our pets proud. For the second consecutive year, Petplan was listed among the top 50 companies on Forbes’ annual ranking of Americas Most Promising Companies a list of 100 privately held, high-growth companies with bright futures. Petplan is the only pet insurance company to have been included on Inc. Magazines list of 500 fastest-growing, privately held companies in America.

Petplans fully customizable cat and dog insurance policies provide comprehensive coverage for all hereditary and chronic conditions for the life of the pet as standard. Petplan policies are underwritten by AGCS Marine Insurance Company in the U.S. and by Allianz Global Risks US Insurance Company in Canada. The Allianz Group was rated A+ by A.M. Best in 2014. For more information about Petplan pet insurance, visit http://www.gopetplan.com or call 1-866-467-3875.







More Life Insurance Press Releases

Auto Insurance Quotes Give an Objective View Of The Insurance Market!


(PRWEB) December 14, 2014

Lowcostcarinsuranceprice.com has released a new blog post explaining how to use auto insurance quotes to get an objective view of the insurance market.

Clients can use car insurance quotes to find information about different auto insurance policies in their area. A quote can tell drivers how much will it cost them to insure their car. Comparing online car insurance quotes is now free and can be done completely online.

An insurance brokerage website (http://lowcostcarinsuranceprice.com/) can provide important details when searching and comparing car insurance quotes. It is important to be well informed when searching for coverage. The same policy may not be as advantageous for two different plans.

There are multiple agencies and there are many types of car insurance plans. Clients can compare and review multiple offers online on a single website.

Lowcostcarinsuranceprice.com is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

Lowcostcarinsuranceprice.com is owned by Internet Marketing Company.

For more information, please visit http://lowcostcarinsuranceprice.com/ .







Grant: Why Rangers won't make any rash decisions in free agency until injury

Grant: Why Rangers won't make any rash decisions in free agency until injury
Texas Rangers President and General Manager Jon Daniels, right, speaks during a press conference during a press conference in the wake of Ron Washington's resignation, at Globe Life Park in Arlington, TX on September 5, 2014. At left is Rangers …
Read more on Dallas Morning News

Monday deadline to have health insurance on Jan. 1
Many don't know they can only buy health insurance both on and off the exchange between Nov. 15 and Feb. 15 unless they have a major life change. Coverage will renew automatically if they do nothing, but that may not produce the best result.
Read more on WJXT Jacksonville

A Safer Car Can Help Clients Find Low Cost Auto Insurance Quotes


(PRWEB) December 10, 2014

Lowcostcarinsuranceprice.com has released a new blog post announcing that a safer car helps owners find low cost car insurance quotes online!

Insurance agencies use many factors to determine car coverage rates. A safe car will always lower prices. There are several ways in which clients can make their vehicle safer and better equipped for winter roads. The tips presented in the newly released blog post will help drivers find low cost coverage.

It is now simple, fast and more convenient to compare auto insurance prices. An insurance brokerage website provides free unlimited offers from agencies in the customers area.

An auto insurance policy provides excellent financial protection. Driving without appropriate insurance is risky and a felony in all states. People who have recently bought a car should always look for appropriate insurance.

Lowcostcarinsuranceprice.com is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

Lowcostcarinsuranceprice.com is owned by Internet Marketing Company.

For more information, please visit: http://lowcostcarinsuranceprice.com.







Related Protection Policies Press Releases

Midwest Capital Funding is Pleased to Announce It is Open for Business


Kansas City, MO (PRWEB) December 04, 2014

Midwest Capital Funding, located in Overland Park, Kansas, is pleased to announce that it is officially open for business. Taylor W. Grace, Managing Partner of Midwest Capital Funding, is a veteran commercial real estate lender, with over 13 years of experience working for different banks throughout the Greater Kansas City Region. Having had the benefit of this experience, Grace came to believe that there was a gap to be filled in commercial mortgage brokerage services in the Midwest.

In the past, I was only able to offer clients one proposal for their projects. Now, with Midwest Capital Funding, I am able to offer my clients many different options from which to choose. It is not only about who has the best interest rate, but which institution, be it a commercial bank, life insurance company, conduit lender, or agency lender, has the best overall structure for the specific project, Grace says of the new firm.

Different financing institutions have varying comfort factors when it comes to credit culture and loan structures, a challenge which Grace believes the Midwest Capital Funding team is more than up for. Midwest Capital Funding, Grace notes, has already gained a reputation for saving clients a lot of time and money, and helping them find the best loan options to fit their needs.

“I can offer my clients multiple loan options that benefit them; versus the one singular option they may get at their usual bank. It’s unlikely that a client’s current bank is going to offer them the best options for loans, so clients come to me in order to figure out all the options available to them and to find the absolute best prices and loan terms.”

Grace is happy to note that Midwest Capital Funding has already pulled in many new referrals for new clients, something which has helped affirm Grace’s belief that starting Midwest Capital Funding was, indeed, the right move.

“I’m very excited to be trying something outside of the corporate banking world again. As with my previous entrepreneurial venture, in commercial real estate development, I’m finding it to be very challenging and rewarding. Our clients like what we’re doing for them here at Midwest Capital Funding.”

About Midwest Capital Funding:

Midwest Capital Funding is a full service commercial real estate finance firm. They can assist with acquisition loans, refinances, permanent loans, and construction loans. They aim to empower real estate owners. To learn more, visit http://midcapfunding.com







More Term Life Insurance Press Releases

Life Insurance Comparison Service Endorses FightingChance.com as Best Way to Research New Car Prices


Clearwater, FL (PRWEB) December 07, 2014

YourLifeSolution.com, a service which allows consumers to instantly view competing life insurance quotes online, is today naming FightingChance.com as the best way to get the most competitive price for a new car without having to blindly haggle for a price. “The service is operated by James Bragg who does an excellent job of calculating the actual cost of a car versus the displayed invoice price. As an online life insurance comparison service, I appreciate what James is doing to make car purchasing more efficient and bring more power to the consumer,” said Eric Smith, the founder and independent life insurance agent of YourLifeSolution.com.

YourLifeSolution.com encourages consumers interested in a new vehicle to utilize FightingChance.com for their next car purchase.

Consumers interested in seeing an instant life insurance comparison are encouraged to visit YourLifeSolution.com. Information can also be obtained by phone at 888.374.2764.







More Life Insurance Press Releases

Compare Whole Life Insurance Quotes and Buy Coverage on Someone Else!

Compare Whole Life Insurance Quotes and Buy Coverage on Someone Else!
It is possible to purchase life insurance for a close relative. Clients should consider this option if they need financial relief. Many relatives may not afford coverage during retirement, but another family member can pay the premiums and receive the …
Read more on Insurance News Net

Should life insurance firms have access to your genetic test results?
So, you're thinking you might like to check out one of those inexpensive new tests that would give you some insight into, say, the health implications of your ethnic heritage. It may, incidentally, turn up findings you may or may not want — say, on …
Read more on Los Angeles Times

Using Online Car Insurance Quotes Provides Advantages!


(PRWEB) December 03, 2014

Carinsurancequotesinfo.com has released a new blog post presenting the advantages of using online car insurance quotes.

Using car insurance quotes to find low cost coverage is advantageous and simple. The newly released blog post presents all the advantages that clients receive from comparing prices between different policies.

Having auto insurance is necessary for providing financial security for a vehicle. Drivers should be aware that different cars have different insurance needs. For example, an expensive car may benefit more from comprehensive coverage.

In order to compare auto insurance quotes online, clients have to complete a simple quote form. The form requires information about the car that needs insured. The search engine uses the details provided to select relevant policies.

Carinsurancequotesinfo.com is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

Carinsurancequotesinfo.com is owned by Internet Marketing Company.

For more information, please visit: http://carinsurancequotesinfo.com/ .







Find More Life Insurance Company Press Releases

Compare Whole Life Insurance Quotes and Buy Coverage on Someone Else!


(PRWEB) November 06, 2014

Wholelifeinsurancecompanies.us has released a new blog post explaining how to buy whole life insurance on someone else.

It is possible to purchase life insurance for a close relative. Clients should consider this option if they need financial relief. Many relatives may not afford coverage during retirement, but another family member can pay the premiums and receive the benefits.

Life insurance can help families pay for funeral expenses. A policy guarantees a death benefit which will be received by the beneficiaries.

Clients can now compare life insurance quotes online. In order to compare plans, customers have to complete a simple application form. The search engine will then select relevant policies which will be displayed on a single web page.

Wholelifeinsurancecompanies.us is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

Wholelifeinsurancecompanies.us is owned by Internet Marketing Company.

For more information, please visit http://wholelifeinsurancecompanies.us .







Find More Whole Life Coverage Press Releases

Where’s the Podcast?

Hi –

If you came to this page looking for the Short Cummings Audio presents Happily Domesticated podcast, I’m afraid you’ve arrived too late. After four-and-a-half years of production and distribution, I made the decision to shut down the show.

(To be honest, since April of 2010 it’s been re-runs, so it wasn’t too big a jump from that to a total shut down.)

For those of you confused by the first two paragraphs…a little explanation. This blog is the companion to an audio program called Happily Domesticated. That sounds really cool, but it was mostly just me reading the essays into a computer. So if you didn’t stumble across that while it was running…you didn’t miss any of the content…just my voice.

If you want to get in touch with me, post a comment below. I get notified of all of them and I’d love to hear from you.

For those of you — too many to name, but you know who you are — who contributed to the podcast experience; thank you. You made it a wonderful ride!

To those of you who still want access to the material, the essays are all here on the site for your reading pleasure. If there’s something you remember, but can’t find … let me know. I’ll be happy to point you in the right direction.

I’m busy with other writing projects right now and when the time is right, I’ll post information here.

With fond regards,
KC

19 Responses to Where’s the Podcast?

  1. Cooper Coleman

    Kind of feel like I lost a friend…

  2. David Harrison

    Hi Kevin,
    Thanks for riding with my family and I to church each week over the last 4 years. We really appreciated you clean humor. We will miss it. I still have archives of a lot of your shows and we will no doubt listen to them again. It was refreshing to be able to depend on you for humor without the offensive language that a lot of the other comedy show contain.

    Bless you in your future endeavors. – The Harrison Family

  3. Thanks for the last 4 years. My blog, BDGJM, would not exist without your inspiration and mentorship. I will miss your podcasts but I know your projects will be met with success.

    Shane

  4. Thanks Shane. I’m glad I could be part of your journey as a writer…and I really enjoy your blog!

  5. I’m sorry to hear this. I enjoyed listening to your stories even when they were the reruns. Any plans for any new audio projects or to someday put the audio back up? Either as an archive or even a purchasable dvd?

    • Glad you enjoyed listening. At the moment, I don’t have a place to host an archive, but I’ll give some thought to compiling them into a single disc. The files come to a little over 1 GB, so it would be easy to get ‘em all on a DVD.

  6. I’m sorry to hear this, but glad we got 200 excellent episodes and a year of reruns of some of the favorites. Can’t wait to see what’s next for the KLC media empire.

  7. Hey Kevin, sorry to see it go. Have you heard of a site called HearABlog.com ? Maybe there’s an opportunity for them to read your stories instead. Just a thought. Be well.

  8. Hey Kevin! Sorry to see you go. You’re a big part of my podcasting experience, too. Gonna miss you.

  9. Sergey Stopkevych

    Hello Kevin. I came across your podcast series just in the end of the last year. I was so astonished by your clean, sparkling and intelligent humor, that spent two days downloading your essays, and then, for the last several months I’ve enjoyed my driving to work more than ever, shocking people around by insane happiness on my facial expression, especially in the morning. I am Ukrainian and my mother tongue is Russian. I like Russian literature very much and love powerful Russian language. It’s ways different from English, not just by words, you know. Listening to your podcast, I want to thank you for amazing language you made me feel, and, what is much more for the humor which proves that there are like-minded people all over the world despite the language they speak or country they live. I recommended your essays to all my friends who know or learn English and they were astonished as well. That’s really a pity you stopped podcasting, and the only excuse might be that the novel you are co-authoring will be an outstanding one. Good luck!
    Sergey.

    • Thank you Sergey. Your kind words are a gift to me.

      My writing partner and I are revising the novel. (Although, my partner is a much better writer than I am.) And we will annouce it in this space when it is available.

  10. i hope you find a solution to archive the podcast somewhere (and get some money for your good work). My French students liked them.

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