Comparing Life Insurance Quotes Can Help Clients Find Affordable Coverage

(PRWEB) September 26, 2014 has released a new blog post presenting the advantages of comparing online life insurance quotes.

Comparing life insurance quotes online is a fast method of finding affordable coverage. Clients can compare multiple life insurance quotes on a single web page.

Life insurance is an important investment for clients who want to secure their families financial stability. Life insurance can be purchased online, without having to take a medical examination.

Life insurance plans are also available for senior citizen and for clients who have health issues. Comparing quotes can save almost 40% of life insurance costs. Clients can read the newly released blog post for more information. is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc. is owned by Internet Marketing Company.

For more information, please visit .

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Experient Health Offers Step-by-Step Instructions to Enroll in Health Insurance Marketplace in Latest Online Blog Post

Richmond, Va. (PRWEB) September 21, 2014

Health insurance Marketplace seem daunting?

Experient Health, the health insurance arm of the Virginia Farm Bureau, released a step-by-step instruction for enrolling in the health insurance Marketplace.

Starting last year, open enrollment and coverage went into effect beginning January 1.

“Though Marketplace enrollment is now closed for this year, enrollment for 2015 will begin starting in the fall of 2014,” Experient Health wrote.

In order to secure coverage through Marketplaces, Experient Health advises following these four steps:

1. Set up an account. Here individuals will provide some basic information to get started, such as name, address and email address.

2. Fill out the online application. Here individuals will provide information about the applicants’ background, family, like income, household size, current health coverage information and more. This will help the Marketplace find options that meet the applicant’s needs.

3. Compare your options. Here applicants will see all the options, including private insurance plans and free or low-cost coverage through Medicaid and the Childrens Health Insurance Program (CHIP).

The Marketplace will explain who qualifies “for lower costs on monthly premiums and out-of-pocked costs on deductibles, copayments and coinsurance,” Experient Health wrote.

4. Enroll. After choosing a plan, applicants can enroll online and decide how to pay premiums to the insurance company.

Before starting the application, Experient Health suggests having social security numbers, employer and income information, policy numbers, and a complete worksheet called an Employer Coverage Tool in hand.

Some states run their own Marketplace. In other states, the Marketplace is run by the federal government.

Either way, applicants get the same access to all of the Marketplace coverage options.

In all states, there are people trained and certified to help applicants understand health coverage options and enroll in a plan. Though all will provide similar kinds of help, they will be known by different names (for example, navigators, application assisters or certified application counselors), depending on who provides the service and where they are located.

Insurance agents and brokers can also help you with your application and choices.

The Marketplace website walks you step-by-step through the online health coverage application. It keeps track of where you are and guides you through to the end. If you have to stop your application and come back later, the Marketplace lets you re-start where you left off, wrote Experient Health.

Useful information on each page explains the questions being asked, how much time each step might take and whether the applicant needs any forms or other documents.

“If you want life help while you apply, you can call the toll-free support center or chat with someone online,” Experient Health wrote.

Applicants can also contact an Experient Health benefits consultant for assistance.

Read the full story at

Universal Life Insurance Prices for Adults Added to National Insurer Portal Online

Los Angeles, CA (PRWEB) September 22, 2014

Locating the top rates from U.S. providers in the life insurance industry is now easier using the Quotes Pros portal online. There are new rates for adults who are trying to local universal life insurance pricing from different companies at

The adult coverage plans that are easily viewed when using the finder system are provided through different companies that underwrite specific lengths of coverage. The plan data can be reviewed after consumers enter a zip code that can be matched with providers in select parts of the country.

“The prices that are found when using our open portal are accurate and can help a person purchase a plan from a licensed company on the Internet,” said one Quotes Pros company rep.

The insurance industry price information that is available to review using the Quotes Pros portal this year is not limited to only universal coverage plans. Adults have the option to review term, whole and guaranteed coverage plan pricing using the open format finder that is available in most U.S. states.

“There are rates that are found in our database that are easy to compare with offline companies providing similar types of coverage plans for adults,” said the rep.

The Quotes Pros company will continue to supply a direct link to insurers in the U.S. this year through its portal to provide a resource for consumers. The specified price data for life coverage policies is now mixed in with rates for auto, health or dental insurance at


The company supplies insurance industry information direct to American consumers using its public portal on the Internet. The specialized rates by zip code database now in place distributes the price data to consumers. The company helps the public save money when buying policies by allowing reviews of annual premiums through its portal.

Life Insurance for Seniors – Clients Can Compare Plans and Purchase Coverage Online!

(PRWEB) September 22, 2014 has released a new blog post explaining how to find affordable life insurance for seniors by comparing online quotes.

Finding life insurance during retirement is now simpler and faster. Clients can take advantage of the online market to find affordable plans. Comparing quotes is an efficient way of shopping for life insurance.

Insurance brokerage websites provide free online leads from major providers. Clients can review multiple plans on a single web page. If they see a policy that is advantageous for them and they family, they can purchase it by clicking on it.

Senior citizens have access to several types of life insurance. They can buy a temporary plan or a permanent policy and some plans do not require medical examinations. is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc. is owned by Internet Marketing Company.

For more information, please visit .

Berkshire’s Director of Regulatory Affairs Testifies on EEOC Transparency and Accountability to the House Subcommittee on Workforce Protections

COLUMBIA, MD (PRWEB) September 19, 2014

Berkshire’s Director of Regulatory Affairs, Lynn Clements, testified before the U.S. House of Representatives Subcommittee on Workforce Protections regarding three pending bills that impact the Equal Employment Opportunity Commission (EEOC): the Transparency and Accountability Act (H.R. 4959), the Litigation Oversight Act of 2014 (H.R 5422), and the Certainty in Enforcement Act of 2014 (H.R. 5423) on Wednesday, September 17, 2014.

With almost 20 years of experience as an HR consultant, lawyer at several management-side law firms, and former staff member at the EEOC and United States Department of Labor (DOL), Clements’ testimony focused on three areas: (1) her experiences in recent Commission investigations and conciliations on behalf of employers; (2) the Commission’s decision to delegate its litigation authority to its General Counsel; and (3) the Commission’s recent enforcement strategy related to an employer’s use of criminal background screens during the employment process.

Clements’ testimony recounts her experiences in recent EEOC investigation and conciliations on behalf of a wide range of employers. Her testimony also included valuable recommendations on why the EEOC should return to having the Commissioners review most litigation before it is filed. She states, “In some cases during my tenure, Commissioner review was the difference between an early resolution and scorched earth litigation.” In her testimony, she also explained the impact of the Commission’s position regarding criminal background screens on employers who also must comply with other federal, state, and local laws that place restrictions on hiring.

Clements concluded her testimony with thoughtful recommendations, “If we are to succeed in the fight for equal employment opportunity, we need an EEOC that garners the respect of both workers and the regulated community, where the policy is first to “conciliate” in good faith and only then to litigate…I encourage Congress to use its authority to reinstate some of these much needed safeguards at the EEOC.”

Click here to read the full written testimony

For media inquiries, please contact Lauren Collinson at 800.882.8904, ext. 1307.

About Lynn Clements:

As Director of Regulatory Affairs for Berkshire Associates Inc., Lynn Clements provides guidance on regulatory strategies, and conducts analyses and expert interpretation of Office of Federal Contract Compliance Programs (OFCCP) policies and requirements. Previously, Lynn served as Acting Director/Deputy Director of the Policy Division of OFCCP, as policy advisor at Equal Employment Opportunity Commission (EEOC), and more recently, a shareholder at a management-side employment law firm where she advised on a wide range of OFCCP and EEO compliance issues.

About Berkshire Associates:

Berkshire Associates is a human resources consulting and technology firm, specializing in helping companies build the ideal, balanced workforce. As an industry leader, Berkshire provides the latest tools and services for affirmative action, applicant management, compensation management, workforce planning, diversity, and professional training. For over 30 years, Berkshire has serviced the nation’s most recognizable companies; and as a result has mastered providing clients with cost-effective solutions to everyday human resources challenges.


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Health Officials Urge Flu Vaccination for All, including Healthy Adults

Washington, D.C. (PRWEB) September 18, 2014

Influenza vaccination coverage estimates show an encouraging upward trend overall, but coverage among healthy 18 to 64 year-olds has yet to top 40 percent, according to new data announced at a news conference held today by the National Foundation for Infectious Diseases (NFID).

Studies show adults may not seek vaccination because they think influenza poses no risk to them, but public health officials point out that flu hit the 18- to 64-year-old age group hard last season, with the highest flu-related hospitalization rates in this age group since the 2009 pandemic. Officials also highlighted that in addition to protecting healthy adults, vaccination would also make them less likely to spread influenza to others around them, including co-workers, young children and older parents.

The latest influenza vaccination coverage estimates were announced by Tom Frieden, M.D., M.P.H., Director of the Centers for Disease Control and Prevention(CDC), and published in this weeks issue of CDCs Morbidity and Mortality Weekly Report and on CDCs FluVaxView website. In total, 46.2 percent of the entire U.S. population age 6 months and older was vaccinated during the 2013-14 season (up 1.2 percentage points for the country). Coverage was highest among children younger than 5 years old (70.4 percent) and adults age 65 years and older (65 percent). There was an increase in coverage among school-aged children, up 3 percentage points to 55.3 percent among children 5 to 17 years old. Influenza vaccination coverage in pregnant women has increased from the very low coverage seen prior to the 2009 influenza pandemic, which was often less than 15 percent, and has remained steady over the past two years at about 50 percent. In contrast to these estimates, the vaccination rate for healthy adults 18 to 64 years old is 33.9 percent.

It is encouraging that over the past few years more people are getting their flu vaccine, but we need to encourage more young and middle-aged adults to get vaccinated because they also can suffer serious consequences from the flu, said Dr. Frieden. Vaccination is the single most important step everyone 6 months of age and older can take to protect themselves and their families against influenza.

Today, Dr. Frieden also announced new performance measurement data for acute-care hospital-based healthcare professionals (HCPs). The data indicate 82 percent of hospital-based HCPs were reported by their hospitals as vaccinated against influenza in 2013-14. This performance measurement provides a baseline for measuring changes in hospital-based reporting of HCP influenza vaccination in the future.

Joining Dr. Frieden in his call for everyone age 6 months and older to get vaccinated against influenza, were William Schaffner, M.D., past-president of NFID and preventive medicine and infectious disease expert at Vanderbilt University School of Medicine; Paul A. Offit, M.D., pediatric infectious disease specialist at the Childrens Hospital of Philadelphia; and Laura E. Riley, M.D., obstetrician and director, labor and delivery at Massachusetts General Hospital and associate professor of obstetrics, gynecology and reproductive biology at Harvard Medical School.

All four experts called on people to take advantage of the ample vaccine supply and get their annual flu vaccine as soon as possible. Leading by example, Dr. Frieden and other panelists got vaccinated against the flu at the news conference.

Influenza vaccines are safe, plentiful and we have more vaccine options than ever beforeat least one is right for everyone, said Dr. Schaffner, who added, People should not wait to get vaccinated if their first choice is not available.

Among the vaccine options are the traditional flu shot, a nasal spray vaccine, an intradermal vaccine given with a much smaller needle, a high-dose vaccine for people age 65 and older and an egg-free vaccine. One type of inactivated vaccine can be given either by a needle or by jet injector. All vaccines protect against the same three or four influenza viruses, which research suggests are most likely to circulate during the coming season. Vaccine virus selection for U.S. flu vaccines this season occurred in February of 2014.

New Recommendations Add Pneumococcal Conjugate Vaccine for Adults Age 65 Years and Older

Experts also stressed the importance of vaccination against pneumococcal disease, which can strike any time of the year, but also can be a deadly complication of influenza. Pneumococcal bacteria cause a severe type of pneumonia, as well as meningitis, blood poisoning and other infections. Based on recent data showing added protection against pneumococcal disease, CDC today published new recommendations adding a second type of pneumococcal vaccine for adults age 65 years and older. These adults should first receive one dose of pneumococcal conjugate vaccine and then one dose of pneumococcal polysaccharide vaccine, ideally six to 12 months later. Either pneumococcal vaccine can be given at the same time as the influenza vaccine, but each pneumococcal vaccine is needed only once in a lifetime for most adults.

All adults age 19 years and older need to be vaccinated with both pneumococcal vaccines if they have compromised immune systems, which can result from health conditions such as HIV infection or use of medications that weaken the immune system. Vaccination with pneumococcal polysaccharide vaccine is important for adults in this age group if they have certain risk conditions, such as heart, lung or liver problems, diabetes, asthma or are smokers. Depending on the risk factor, some adults may need as many as three doses of pneumococcal polysaccharide vaccine in a lifetime, but only one dose of pneumococcal conjugate vaccine is recommended.

Only 20 percent of adults 19 through 64 years at high risk have received pneumococcal vaccination. Coverage among adults 65 years or older is better (60 percent), but there are still many adults left unprotected.

Obstetricians Stress Importance of Influenza Vaccination during Pregnancy to Protect Mother and Baby: A Two-for-One Health Intervention

Pregnant women and their developing babies are at increased risk of flu complications because of changes to a womans immune system, heart and lungs during pregnancy. For example, getting sick with the flu while pregnant doubles the risk of fetal death, increases the risk of premature labor, and increases the mothers risk of hospitalization. Vaccination of mothers also protects newborn babies for up to six months, a period when they are particularly vulnerable to influenza but too young to get vaccinated. Infants of vaccinated mothers have a lower risk of hospitalization from flu during their first six months of life.

Influenza vaccination is recommended for pregnant women during any trimester. Women also can be vaccinated post-partum, including while breastfeeding. Influenza vaccination is an essential part of preconception, prenatal, pregnancy and post-pregnancy care, said Dr. Riley. The American College of Obstetricians and Gynecologists calls on all obstetrical providers to strongly recommend and offer the vaccine to all of their patients who are pregnant or who are planning to become pregnant.

The highest vaccination rates in pregnant women are among those who receive a recommendation and an offer of vaccination from their obstetrical or other healthcare provider.

A Substantial Portion of Children Who Die from Influenza Have No Prior Medical Problems

CDC received reports of more than 400 flu-related deaths in children over the last four years. Forty-seven percent of last seasons reported 107 pediatric deaths occurred in children with no prior health problems.

The flu has claimed even more children than we know, said Dr. Offit. The real tragedy is that many of these deaths could have been prevented if the

Related Protection Policies Press Releases

Life Insurance for Seniors – Clients Can Find Fast Life Insurance By Comparing Online Quotes!

(PRWEB) September 16, 2014 has released a new blog post presenting 5 tips for finding affordable life insurance for seniors.

Finding affordable life insurance for senior citizens is now simpler and faster. A big part of the insurance market has moved online. The newly released blog post provides 5 important tips that clients can use when shopping for life coverage.

Having life insurance as a senior is important for providing financial security for vulnerable family members. Clients can use a life insurance plan as an inheritance or as financial relief for funeral costs.

Comparing quotes is the best way clients can find affordable life insurance during retirement. Insurance brokerage websites like provide free online offers from multiple agencies. is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc. is owned by Internet Marketing Company.

For more information, please visit .

Find More Life Coverage Press Releases

Over 50 Life Insurance Plans That Provide Affordable Coverage

(PRWEB) September 13, 2014 has released a new blog post explaining how to find life insurance coverage for senior citizens.

Clients who are over 50 years old can now find affordable life insurance online. The newly released blog post presents 3 ways clients can find affordable coverage during retirement.

Having life insurance as a senior citizen is important for the financial well being of other family members. A life insurance plan provides important financial benefits after the insured passes away.

The insurance money guaranteed under the policys terms can be used to pay for funeral expenses. Since a burial ceremony can cost over $ 9,000, having life coverage when passing away is important for the financial safety of surviving family members. is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc. is owned by Internet Marketing Company.

For more information, please visit .

The Brokerage, Inc. Kicks off Fall Road Shows to Prepare for Medicare and ACA Open Enrollment

Lewisville, TX (PRWEB) September 08, 2014

The Brokerage, Inc. is spending this fall season on the road. With a series of workshops scheduled throughout September, the Texas-based IMO is focused on helping insurance agents around the country prepare for the Medicare and the Affordable Care Act Open Enrollment Period. This year, Medicare Annual Enrollment Period is October 15 to December 7. The ACA Open Enrollment Period is November 15 to February 15, 2015.

As opposed to last year, the site is expected to be fully operational with no extensions, meaning everything will go into effect March 1 with no foreseen hiccups, said The Brokerage, Inc. President Mike Smith. So we will definitely be in full swing.

Using, The Brokerage, Inc. will be assisting agents with calculating prescription drug plans, selecting ideal health plans for Medicare beneficiaries, and providing a sneak peek of Medicare and Drug plans with Humana and United Healthcare for 2015s nationwide portfolio.

Using, the company will show agents how to cater to individuals as well as how to analyze small business needs. Following the workshops, producers will be able to identify whether or not a small business qualifies for premium subsidies or health insurance tax credits through the Small Group Health Options Program (SHOP).

In addition to learning how to maximize their income and coverage during this crucial season, insurance agents that attend one of The Brokerage, Inc.s traveling fall workshops also become eligible to win door prizes and other giveaways. For more information on how to register for one of these events, contact The Brokerage, Inc. at (866) 575-6884 or visit


About The Brokerage, Inc.

The Brokerage, Inc., a national insurance marketing organization specializing in life, health and accident products, has been a nationally recognized leader in the Medicare marketplace for over 36 years. The Brokerage, Inc. is proud to provide products such as annuities, health insurance, life insurance, and long term care insurance, as well as marketing services to over 10,000 actively appointed independent insurance agents nationwide. The Brokerage, Inc. helps independent brokers with their marketing efforts and increases the value of their agency with specialized features such as quality Medicare leads, help with Medicare certification, top contracts, free E&O coverage, and marketing support through various avenues year-round, not just during the Annual Enrollment Period. The Brokerage, Inc. has also played a vital role in training agents for the Affordable Care Act (ACA) and is a preferred GA for Blue Cross Blue Shield. For more information, visit

Where’s the Podcast?

Hi –

If you came to this page looking for the Short Cummings Audio presents Happily Domesticated podcast, I’m afraid you’ve arrived too late. After four-and-a-half years of production and distribution, I made the decision to shut down the show.

(To be honest, since April of 2010 it’s been re-runs, so it wasn’t too big a jump from that to a total shut down.)

For those of you confused by the first two paragraphs…a little explanation. This blog is the companion to an audio program called Happily Domesticated. That sounds really cool, but it was mostly just me reading the essays into a computer. So if you didn’t stumble across that while it was running…you didn’t miss any of the content…just my voice.

If you want to get in touch with me, post a comment below. I get notified of all of them and I’d love to hear from you.

For those of you — too many to name, but you know who you are — who contributed to the podcast experience; thank you. You made it a wonderful ride!

To those of you who still want access to the material, the essays are all here on the site for your reading pleasure. If there’s something you remember, but can’t find … let me know. I’ll be happy to point you in the right direction.

I’m busy with other writing projects right now and when the time is right, I’ll post information here.

With fond regards,

19 Responses to Where’s the Podcast?

  1. Cooper Coleman

    Kind of feel like I lost a friend…

  2. David Harrison

    Hi Kevin,
    Thanks for riding with my family and I to church each week over the last 4 years. We really appreciated you clean humor. We will miss it. I still have archives of a lot of your shows and we will no doubt listen to them again. It was refreshing to be able to depend on you for humor without the offensive language that a lot of the other comedy show contain.

    Bless you in your future endeavors. – The Harrison Family

  3. Thanks for the last 4 years. My blog, BDGJM, would not exist without your inspiration and mentorship. I will miss your podcasts but I know your projects will be met with success.


  4. Thanks Shane. I’m glad I could be part of your journey as a writer…and I really enjoy your blog!

  5. I’m sorry to hear this. I enjoyed listening to your stories even when they were the reruns. Any plans for any new audio projects or to someday put the audio back up? Either as an archive or even a purchasable dvd?

    • Glad you enjoyed listening. At the moment, I don’t have a place to host an archive, but I’ll give some thought to compiling them into a single disc. The files come to a little over 1 GB, so it would be easy to get ‘em all on a DVD.

  6. I’m sorry to hear this, but glad we got 200 excellent episodes and a year of reruns of some of the favorites. Can’t wait to see what’s next for the KLC media empire.

  7. Hey Kevin, sorry to see it go. Have you heard of a site called ? Maybe there’s an opportunity for them to read your stories instead. Just a thought. Be well.

  8. Hey Kevin! Sorry to see you go. You’re a big part of my podcasting experience, too. Gonna miss you.

  9. Sergey Stopkevych

    Hello Kevin. I came across your podcast series just in the end of the last year. I was so astonished by your clean, sparkling and intelligent humor, that spent two days downloading your essays, and then, for the last several months I’ve enjoyed my driving to work more than ever, shocking people around by insane happiness on my facial expression, especially in the morning. I am Ukrainian and my mother tongue is Russian. I like Russian literature very much and love powerful Russian language. It’s ways different from English, not just by words, you know. Listening to your podcast, I want to thank you for amazing language you made me feel, and, what is much more for the humor which proves that there are like-minded people all over the world despite the language they speak or country they live. I recommended your essays to all my friends who know or learn English and they were astonished as well. That’s really a pity you stopped podcasting, and the only excuse might be that the novel you are co-authoring will be an outstanding one. Good luck!

    • Thank you Sergey. Your kind words are a gift to me.

      My writing partner and I are revising the novel. (Although, my partner is a much better writer than I am.) And we will annouce it in this space when it is available.

  10. i hope you find a solution to archive the podcast somewhere (and get some money for your good work). My French students liked them.

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