Life Insurance for Seniors – The Importance of Life Insurance in Retirement Planning!

(PRWEB) April 17, 2014 has released a new blog post explaining the importance of life insurance in retirement planning.

Life insurance plays an important part in retirement planning. Clients who have an existing life insurance policy should decide whether to keep the coverage active during retirement. Those who do not have life insurance should consider purchasing a plan as it can be advantageous even during retirement.

One of the biggest financial concerns families have are last expenses. These include burial costs and funeral taxes, both of which combined can amount to almost $ 10,000. By having life insurance during retirement, a senior citizen can make sure that their loved ones will be financially protected and have the necessary financial relief for covering last expenses.

No medical exam life insurance plans can be bought online, without having to go through medical examinations. They are a good choice for seniors who want coverage for funeral expenses. Clients can compare life insurance quotes by visiting an insurance brokerage website. is an online provider of life, home, health, and auto insurance quotes. It is unique in that this website does not simply stick to one kind of insurance carrier, but brings the clients the best deals from many different online insurance carriers. This way, clients have offers from multiple carriers all in one place, this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc. is owned by Internet Marketing Company.

For more information, please visit

More Life Insurance Quotes Press Releases

Cheap Car Insurance Prices Now Found Inside Locator Tool at Automotive Website

El Paso, TX (PRWEB) April 15, 2014

Pricing for vehicle insurance can change from provider to provider and one auto related company online is helping consumers with its new pricing tool. The Quotes Pros company has installed its cheap car insurance prices locator that is now active at

This unique system is available at no cost to the public and is specifically designed to search U.S. companies for price drops. Owners of cars who gain entry to the search locator have the ability to find discounted plans and other unadvertised policy changes affecting prices.

“Not every company provides a cheaper price for a policy for the entire duration of the coverage period and our system is helping consumers to keep tabs on which agencies produce affordable pricing,” one Quotes Pros source said.

The pricing that is offered to men and women who utilize the finder tool for this year is based on zip code data that is supplied entirely by car owners. Because rates are often tabulated by city and towns, the Quotes Pros system has been programmed to instantly explore local policy prices.

“Finding affordable insurers is easier through use of our tool due to the complex algorithm used to match each driver with their zip code to a reputable group of insurers,” confirmed the source.

The Quotes Pros website is now marketing a range of insurance industry products that are quotable through its automated finder this year. Apart from the auto industry plans, reviews for life insurance or medical insurance are accessible at


The company is using the tools available on the company website to educate the public about various price changes and coverage options available in the insurance industry. This company has programmed its research platform to instantly extract the best prices for coverage policies. The company is continuously adding different partners able to quote pricing and supply content to the public through its intelligent database portal. New support options are now provided to consumers while accessing the company website tools this year.

Car Insurance for Teenaged Drivers Doesn’t Need to be Expensive

If you are youthful, one of the more exciting issues to look forward to is the day you get your driver’s licence. Many teens look forward to possessing their first auto and having more independence than they did in the past. Their heads are thinking about the areas they’ll go and buddies they will see, but as a parent, your mind is probably thinking about the risks and disbursement of having a teenaged driver.

Sadly, teens are mathematically the most likely age-group to get involved with an accident. This is only because they have less expertise on the road, less impulse control, more of a feeling that it “can’t happen to them’, more distractions, and they sometimes do not make the best choices. Because of this, insurance providers bill teenaged drivers the most when it comes to auto insurance. Underwriters need to make money just like any other business and when a driver makes a claim, they lose money. Hence they need to charge high-risk motorists more for insurance to cover the higher likelihood that they’ll be paying claims.

Reduction Car Insurance for Adolescents

Even though a teen aged motorist may certainly add an extra cost to your own monthly funds, and their policy contract will likely always be higher than an grown-ups, there are still a few steps you can take to create down these prices. Therefore go through this listing supplied as a cortesy from our partner

- Type of auto – buying a practical, reliable, safe vehicle to your teen could save money. If you can, update the car with the latest safety and security features.

- Comparison shop – shop on line and find as many car insurance estimates as possible. This gives you the best opportunity at finding a good deal and maximizing your discounts.

- Discounts – there are a multitude of discounts readily available for teen aged motorists such as good student, low mpg, driver’s education course discount, being away at college with no car, multi-car, and multiple-policy discounts amongst others.

Even though auto insurance for teens is high-priced and your young kid getting the wheel can be stress provoking, fortunately it gets better over time. As time passes and expertise your teen will hopefully become a assured, safe motorist, and his or her insurance rates will eventually come down to reflect this. For the time being, doing everything you can to lower their insurance premium will conserve you and your adolescent cash each month and make their summer job dollars stretch farther. Advice from

Car Insurance for Teenaged Drivers Doesn’t Need to be Expensive

If you are youthful, among the most thrilling issues to look forward to is the evening you get your driver’s licence. Their minds are thinking about the locations they’ll go and friends they’ll see, but as a parent, your head is probably thinking about the dangers and disbursement of having a teenaged driver.

Unfortunately, adolescents are mathematically the most likely age-group to find yourself in an accident. As a result of this, insurance providers bill teenaged motorists the most when it comes to automobile insurance. Consequently they need to charge high-risk motorists more for insurance to cover the higher likelihood that they will be paying claims.

Reduction Automobile Insurance for Teens

Although automobile insurance for teenagers is high-priced and your young child taking the wheel can be stress provoking, the good news is it gets better over period. Information from

Although a teenaged driver may definitely include another expense to your own monthly budget, as well as their policy contract will likely constantly be higher than an adults, there are still a few things you can do to bring down these costs. So go through this list provided as a cortesy from our partner

- Sort of car – purchasing a reasonable, reliable, secure automobile for the teen can help you save cash. If you can, upgrade the auto with the latest safety and security attributes.

- Comparison shop – shop online and also locate as numerous automobile insurance quotes as possible. This provides you the greatest chance at locating a good deal and maximizing your discounts.

- Discounts – there are an array of reductions available for teen-aged drivers such as good pupil, low-mileage, motorist’s training course discount, being away at school with no car, multi-automobile, and multiple-coverage reductions amongst the others.

World Metrology Day – May 20, 2014 “Measurements and the Global Energy Challenge” – How Will You Celebrate?

Boulder, Colorado (PRWEB) April 10, 2014

What is World Metrology Day?

World Metrology Day celebrates the signing of the Metre Convention by representatives of seventeen nations, an event which took place on May 20, 1875. This international agreement is also known as the “Treaty of the Metre.” The Convention set the framework for global collaboration in the science of measurement and its industrial, commercial and societal application, as well as coordinating the development of the metric system. At first, the treaty was just concerned with mass and length measurement, but was revised in 1921 to cover all physical measurements. In 1960 the system of units was redefined as the International System of Units (SI). The original aim of the Metre Convention remains as important today as it was in 1875. This treaty provides the basis for a coherent measurement system worldwide.

This year’s World Metrology Day theme is “Measurements and the Global Energy Challenge.” Due to the current global energy challenge, this years focus will be on the topic of energy. Several factors contribute to our current energy challenge. The growing energy demands of emerging nations, the need to reduce greenhouse gases, rising fuel costs and the need for secure energy supplies all lead to a requirement for a diversity of energy sources, including renewable sources. Metrologists worldwide are challenged to meet the needs of this new diversified energy environment, assuring accurate measurement throughout the field of energy.

How will you Celebrate World Metrology Day?

Businesses, laboratories and other organizations involved in measurement science have celebrated World Metrology Day in a variety of creative ways. These have included formal presentations and informal parties, as well as educational talks in schools on the history of metrology, information on base measurement units and how measurements affect everyday life. Metrologist Worldwide News Magazine would like to publish your World Metrology Day Celebration!. SEND YOUR TEXT AND PHOTOS TO lstone(at)ncsli(dot)org

Upcoming NCSL International Conference “Measurement Science and the Environment.”

Join us for the NCSLI Workshop & Symposium in Orlando, Florida, from July 25-31, 2014. Conference highlights include keynote speaker Dr. Martin Milton, Director of the BIPM and 110 technical papers, including a new track, Pressing Problems Real Research, presented by NIST and NRC-Canada, centered on pressing societal issues and the importance of measurements in addressing them. Also included are energy sessions, which will focus on measurements associated with smart energy, infrastructure and measurements associated with power systems. There will be 25 tutorials offered, 120+ exhibitors and poster presentations in the exhibit hall, NCSLI committee meetings, great food, great lodging and serious networking with colleagues old and new. for complete conference information.

Latest Online Life Insurance Quotes News

Term Life Insurance Quotes Now Generated in Real Time at Insurer Portal Online
Quotations for insurance products are now offered by one independent portal online. The Bright Sky Insurance company is now allowing real time term life insurance quotes by adults using its system at

Compare Online Life Insurance Quotes at is an online provider of life, home, health, and auto insurance quotes. It is unique in that this website does not simply stick to one kind of insurance carrier, but brings the clients the best deals from many different online …
Read more on PR Web (press release)

Last Will and Testament Template Document Provided by Online Life Insurance, a life insurance comparison service, is today releasing a free last will and testament template in an attempt to help future clients of the the life insurance operation begin their estate planning. "I'm publishing this free …
Read more on PR Web (press release)

Life Insurance Without Medical Examinations – 3 Important Benefits of Buying a
Clients can compare online life insurance quotes in order to determine which agency has the best rates. Insurance brokerage websites provide excellent quote comparison services. Clients will have to complete a simple questionnaire and after, they will …
Read more on Insurance News Net (press release)

Merrill Brink News Reviews and Opinion on Apr 8, 2014: Factors to Consider in Localisation Planning for the New Fiscal Year

London, UK (PRWEB UK) 9 April 2014

Theres no better time than the beginning of a new fiscal year to determine what your organisation needs to do to maintain successful growth in the global marketplace. Regardless of your industry, its equally important that your plans include localising the right content at the right time in order to achieve your business goals.

Although many factors will influence your actual plans for the upcoming year, the following guidelines can help you build a solid foundation for effective localisation strategies.

Audit Last Years Localisation Efforts

As a first step, evaluate all localisation or translation projects that your organisation undertook in the last year. Pinpoint what made them successful and also identify any aspects that could be improved upon. This is a great way to accurately establish your needs for the coming year.

If certain aspects of your projects took longer than anticipated despite everyones best efforts, adjust your plans accordingly when allocating time and resources for similar tasks. Also, even if all of the last years projects were completed according to plan, bear in mind that no localisation effort is ever completely finished. Industries, languages and cultures are continually evolving, and your localised materials should be updated to reflect changes in product positioning and usage.

If your products require that safety information accompany them, as is the case with substances containing potentially hazardous chemicals, local laws may require the reevaluation of your documentation on a regular basis. In Canada, for example, every Material Safety Data Sheet needs to be reviewed at least every three years, even if the product associated with it has not changed.1

Account for Changes Within Your Organisation and Abroad

Just as your organisation reevaluates its goals and practices on a regular basis, you should also reevaluate localisation plans for any upcoming product releases or ventures into new markets. Planning an expansion into additional countries is a large undertaking that requires the coordination of multiple teams to accomplish tasks such as ensuring compliance with local laws and designing web pages and marketing materials to appeal to the local market. Also, the exact steps involved in these processes often vary from country to country. For example, in order to register a domain name for your organisation so that Japanese consumers can more readily find and trust your brand, your corporation must be registered under the laws of Japan.2 Make certain that you give all of your teams and your language services provider sufficient time to complete their respective requirements.

Consider Seasonal Changes in Buyer Habits and Product Demand

Once youve determined what you plan to market to buyers in your target countries in the new fiscal year, do your research to determine when potential customers are most likely to buy your products. For example, the demand for certain items such as apparel and heavy machinery is seasonal. Its important to plan your localisation efforts for each region accordingly so that youre ready to go to market at the appropriate time. This becomes especially important when youre marketing to buyers in the southern hemisphere, as seasons differ greatly from North America.

If you sell consumer goods, changes in product demand over the course of a year may also be driven by gift-giving holidays for each target country. In some cases, even if a holiday is not typically associated with the exchange of presents, consumers may still expect retailers to offer sales or promotions. To capitalise on these peaks, it should be an integral part of your plans to localise your marketing strategies and materials and ensure that you have sufficient inventory on hand during these time-sensitive periods.

Even if your localisation plans take all of these factors into consideration, an experienced language services provider can help you identify marketing opportunities you may have missed. They can also help ensure that your plans are executed in advance of deadlines so that you can maximise your unique potential in each target market.


1 Material Safety Data Sheets (MSDSs)General. (2006). Canadian Centre for Occupational Health and Safety. (accessed March 21, 2014).

2 .JP Q&A. Japan Registry Services. (accessed March 21, 2014).

Full Article:

About Merrill Brink International

Merrill Brink International ( is a leading provider of complete translation and language solutions for global companies and law firms, with special expertise in serving the legal, financial, life sciences, software, heavy machinery and corporate markets. A proven leader with more than 30 years of experience, Merrill Brink offers a wide range of language solutions including translation, localisation, desktop publishing and globalisation services.

Merrill Brink is recognised in the industry for its commitment to quality and its pioneering approach of leveraging technology to reduce costs, eliminate redundant processes and accelerate translation life cycles. Merrill Brink is certified to ISO 9001:2008; ISO/IEC 27001:2005 and ISO 13485:2003, and compliant to EN 15038:2006 and ISO 14971:2007.Together, these standards provide assurance that the most stringent process and quality standards for translation are followed. Merrill Brink International is a wholly owned subsidiary of Merrill Corporation.

Markham Group, Inc. Unveils Its New Custom Virtual Insurance Office and Digital Marketing Campaign

Ayer, Massachusetts (PRWEB) April 07, 2014

Massachusetts insurance agency, Markham Group, Inc., is excited to announce the launch of its new website and interactive digital marketing campaign. This new and improved way of marketing is designed to advance the way the agency connects with, markets to, and serves its community.

Markham Group, Inc. has partnered with Astonish an insurance digital marketing, technology, and sales training company that specializes in modernizing the way the local insurance industry does business to create an innovative, new online marketing strategy. The agencys new marketing strategy features an exclusive Virtual Insurance Office meant to improve consumer engagement as well as provide the visitor with a personalized experience. The Astonish campaign is also designed to help the agency both find and keep new, prospective clients while continuing to broaden the agencys reach across the state of Massachusetts.

The agencys new website,, is divided into separate categories, making it simple for online insurance shoppers to find exactly what they need. The ultimate goal is to make the online shopping experience both simple and educational for prospective and current clients.

The Markham Group, Inc. offers a wide variety of coverage options as well as special services. Their insurance offerings include auto, home, life, and business coverages. In addition to the wide array of insurance products, The Markham Group also focuses on Financial Services and Disaster Planning. The agents at the Markham Group are experienced in helping their clients attain the right coverage for every area of life.

The agents at Markham Group, Inc. are devoted to building long-lasting relationships with the Massachusetts community, while providing comprehensive and affordable insurance solutions. To be a part of the agencys exciting development, fill out a free quote form online or get social with the agents on various social media sites. Those interested can also give the agency a call by dialing 877-385-5314. Markham Group, Inc. is excited to move forward with this initiative and looks forward to sharing the excitement and experience with the rest of its community!

About Markham Group, Inc.:

Since 1935, Markham Group Insurance Agency has been a trusted pillar of the Massachusetts community and throughout New England. They pride themselves on providing quality coverage to the members of their community with friendly and accessible service. As an independent and full service insurance agency they not only provide coverage to Massachusetts but, New Hampshire, Maine, and Vermont as well.

More Life Insurance Quotes Press Releases

Life Insurance Is Ideal for Funding Cryonics Says

Chicago, IL (PRWEB) April 04, 2014 is a provider of online universal life insurance quotes and online term life insurance quotes. The service is operated by Eric Smith, an independent agent domiciled in Chicago, IL. The service has recently been given a referral link within, the site of the Alcor Life Extension Foundation, and is today telling all cryonic and cryogenic users that permanent life insurance options used for funding this service can be compared within objectively and entirely online. is listed on as the only American instant life insurance quote comparison service for those interested in preserving their mind with cryonics. “Life insurance is generally the most cost effective way to fund cryonic research on one’s mind after their death. It allows someone who has agreed to give their mind to this process the ability to fund this process with tax-free dollars immediately at death. I contacted Alcor about two months ago and explained that my service was ideal for those interested in comparing permanent life insurance options online, and they apparently agreed as they added me to their vendor list,” said Eric Smith.’s future plans involve getting listed within the approved vendor directories of many similar cryonic and cryogenic services. encourages all consumers interested in permanent of term life insurance quotes to visit their site today. Information can also be obtained from Eric Smith by phone at 888.374.2764.

Related Free Life Insurance Quotes Press Releases

Where’s the Podcast?

Hi –

If you came to this page looking for the Short Cummings Audio presents Happily Domesticated podcast, I’m afraid you’ve arrived too late. After four-and-a-half years of production and distribution, I made the decision to shut down the show.

(To be honest, since April of 2010 it’s been re-runs, so it wasn’t too big a jump from that to a total shut down.)

For those of you confused by the first two paragraphs…a little explanation. This blog is the companion to an audio program called Happily Domesticated. That sounds really cool, but it was mostly just me reading the essays into a computer. So if you didn’t stumble across that while it was running…you didn’t miss any of the content…just my voice.

If you want to get in touch with me, post a comment below. I get notified of all of them and I’d love to hear from you.

For those of you — too many to name, but you know who you are — who contributed to the podcast experience; thank you. You made it a wonderful ride!

To those of you who still want access to the material, the essays are all here on the site for your reading pleasure. If there’s something you remember, but can’t find … let me know. I’ll be happy to point you in the right direction.

I’m busy with other writing projects right now and when the time is right, I’ll post information here.

With fond regards,

19 Responses to Where’s the Podcast?

  1. Cooper Coleman

    Kind of feel like I lost a friend…

  2. David Harrison

    Hi Kevin,
    Thanks for riding with my family and I to church each week over the last 4 years. We really appreciated you clean humor. We will miss it. I still have archives of a lot of your shows and we will no doubt listen to them again. It was refreshing to be able to depend on you for humor without the offensive language that a lot of the other comedy show contain.

    Bless you in your future endeavors. – The Harrison Family

  3. Thanks for the last 4 years. My blog, BDGJM, would not exist without your inspiration and mentorship. I will miss your podcasts but I know your projects will be met with success.


  4. Thanks Shane. I’m glad I could be part of your journey as a writer…and I really enjoy your blog!

  5. I’m sorry to hear this. I enjoyed listening to your stories even when they were the reruns. Any plans for any new audio projects or to someday put the audio back up? Either as an archive or even a purchasable dvd?

    • Glad you enjoyed listening. At the moment, I don’t have a place to host an archive, but I’ll give some thought to compiling them into a single disc. The files come to a little over 1 GB, so it would be easy to get ‘em all on a DVD.

  6. I’m sorry to hear this, but glad we got 200 excellent episodes and a year of reruns of some of the favorites. Can’t wait to see what’s next for the KLC media empire.

  7. Hey Kevin, sorry to see it go. Have you heard of a site called ? Maybe there’s an opportunity for them to read your stories instead. Just a thought. Be well.

  8. Hey Kevin! Sorry to see you go. You’re a big part of my podcasting experience, too. Gonna miss you.

  9. Sergey Stopkevych

    Hello Kevin. I came across your podcast series just in the end of the last year. I was so astonished by your clean, sparkling and intelligent humor, that spent two days downloading your essays, and then, for the last several months I’ve enjoyed my driving to work more than ever, shocking people around by insane happiness on my facial expression, especially in the morning. I am Ukrainian and my mother tongue is Russian. I like Russian literature very much and love powerful Russian language. It’s ways different from English, not just by words, you know. Listening to your podcast, I want to thank you for amazing language you made me feel, and, what is much more for the humor which proves that there are like-minded people all over the world despite the language they speak or country they live. I recommended your essays to all my friends who know or learn English and they were astonished as well. That’s really a pity you stopped podcasting, and the only excuse might be that the novel you are co-authoring will be an outstanding one. Good luck!

    • Thank you Sergey. Your kind words are a gift to me.

      My writing partner and I are revising the novel. (Although, my partner is a much better writer than I am.) And we will annouce it in this space when it is available.

  10. i hope you find a solution to archive the podcast somewhere (and get some money for your good work). My French students liked them.

Leave a Reply

Fill in your details below or click an icon to log in: Logo

You are commenting using your account. Log Out / Change )

Twitter picture

You are commenting using your Twitter account. Log Out / Change )

Facebook photo

You are commenting using your Facebook account. Log Out / Change )

Google+ photo

You are commenting using your Google+ account. Log Out / Change )

Connecting to %s